Switch to aBetter Mortgage Deal
Is your mortgage deal ending? Don't fall onto an expensive SVR. Let me search the market to find you a better rate and potentially save you hundreds every month.
Don't wait until your deal ends! Start your remortgage 3-6 months early to avoid expensive SVR rates.
Mortgage Deals
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Lock Rate Early
Reasons to Remortgage
There are many reasons to consider remortgaging. Here are the most common:
Lower Your Rate
Switch from your lender's SVR to a competitive fixed or tracker rate and reduce your monthly payments.
Release Equity
Access the value built up in your home for improvements, investments, or other purposes.
Consolidate Debts
Roll high-interest debts into your mortgage for lower monthly outgoings (think carefully before doing this).
Change Your Term
Extend to reduce payments, or shorten to pay off your mortgage faster and save interest.
The Remortgage Process
Start Planning
Contact me to review your options. We can secure a rate up to 6 months in advance.
Application
Submit your remortgage application. Most are straightforward and don't need a valuation.
Legal Work
Solicitors handle the legal transfer. Many remortgages offer free legal work.
Switch Complete
Your new mortgage starts. You'll see the new payment amount from your next payment date.
Why Staying on SVR Costs You Money
When your fixed rate ends, you automatically move to your lender's Standard Variable Rate (SVR). This is typically 2-4% higher than the best available rates.
On a £200,000 mortgage, the difference between a 4% fixed rate and an 8% SVR is approximately £450 per month - that's over £5,400 per year!
Don't let inertia cost you thousands. Let me find you a better deal.
Remortgage Questions
Ready to Remortgage?
Book a free consultation and I'll search the market to find you the best deal. Start saving today.
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