First-Time Buyers

Your First Step Onto theProperty Ladder

Buying your first home is one of life's biggest milestones. I'm here to make the mortgage process simple, stress-free, and help you find the best deal.

1000+

Mortgage Products

Free

No Broker Fees

5%

Min Deposit

24hr

Response Time

How It Works

Your Journey to Home Ownership

I'll guide you through every step of the process, from initial advice to getting your keys.

Step 1

Free Consultation

We discuss your situation, budget, and goals. I'll explain your options and what you can afford.

Step 2

Document Collection

I'll provide a clear checklist of what's needed - payslips, bank statements, ID, and proof of deposit.

Step 3

Mortgage Search

I search thousands of products to find the best rates and deals that match your circumstances.

Step 4

Application & Completion

I handle the paperwork, liaise with lenders, and guide you through to getting your keys.

Why Choose Me

Expert Help for First-Time Buyers

Access to 1000s of Deals

As a whole-of-market broker, I search products you won't find on the high street.

No Broker Fees

My service is completely free to you. I'm paid by the lender when your mortgage completes.

Personal Service

You'll work directly with me throughout - no call centres or being passed around.

Save Time & Stress

I handle the paperwork and chase progress, so you can focus on finding your dream home.

Government Schemes

Help Available for First-Time Buyers

There are several government schemes designed to help first-time buyers. I can advise which might be right for you.

First Homes Scheme

Buy a new-build home at 30-50% discount. Available to first-time buyers with household income under £80,000 (£90,000 in London).

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Shared Ownership

Buy a share (25-75%) of a home and pay rent on the rest. A great option if you have a smaller deposit.

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Lifetime ISA

Save up to £4,000/year and get a 25% government bonus towards your first home deposit.

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FAQ

Common Questions from First-Time Buyers

Ready to Buy Your First Home?

Book a free, no-obligation consultation. I'll explain your options, answer your questions, and help you take the first step.

Send Enquiry

Free advice • No obligation • FCA regulated